Ksd Health Care

Top Menu

  • Send An Inquiry

Main Menu

  • Home
  • Dental
  • Exercise
  • Fitness
  • Health
  • Supplement
  • Therapy
  • Treatment
  • Weight Loss
Sign in / Join

Login

Welcome! Login in to your account
Lost your password?

Lost Password

Back to login
  • Send An Inquiry

logo

Ksd Health Care

  • Home
  • Dental
  • Exercise
  • Fitness
  • Health
  • Supplement
  • Therapy
  • Treatment
  • Weight Loss
Health
Home›Health›What Is Pre & Post Hospitalisation For Health Insurance Plans In India?

What Is Pre & Post Hospitalisation For Health Insurance Plans In India?

By Mitchell Dante
August 2, 2020
550
0
Share:

As the name suggests, pre-hospitalisation and post-hospitalisation expenses are the costs that you may incur before and after getting admitted to a hospital. Read on to know about what it is, and it is importance in a health insurance policy.

There is no doubt that a health insurance policy plays a vital role in giving you financial protection against medical emergencies that may occur at any time in the family. But, often due to lack of sufficient knowledge and awareness about the health insurance policy, policyholders do not get the most out of their plan.

Most people believe that their family health insurance policy covers only the expenses while you are admitted to the hospital. However, the reality is that most medical insurance policies in India have certain standard coverage terms, and it covers pre-hospitalisation and post-hospitalisation expenses.

When you get admitted to a hospital, you may have to undergo several medical tests, apart from taking medicines. The expenses you may incur on the tests before getting admitted and the post-hospitalisation care are covered by most health insurance plans in India.

Let us look at what exactly pre-hospitalisation and post-hospitalisation charges are:

Pre-hospitalisation Cost

The expenses that you incur before getting admitted to the hospital for further treatment are categorised as pre-hospitalisation expenses. Some of the common pre-hospitalisation expenses that most health insurance plans in India cover, include:

  • Vaccination
  • Doctor consultation fees
  • Medical tests such as X-ray, urine test, blood test, ultrasound
  • Medicines

However, it is important to note that the terms and conditions for the coverage may vary based on the type of healthcare plan you choose. For example, some insurance companies cover the expenses up to only 30 days before the admission in the hospital, while others may cover up to 60 days.

Post-hospitalisation Cost

The expenses you may incur after you get discharged from the hospital are called post-hospitalisation costs.

Some of the common expenses that most health insurance policies cover, include:

  • Medical tests such as MRI, PET scan, angiography, endoscopy, kidney functioning test, etc.
  • Post-surgery or post-hospitalisation treatments like physiotherapy, chemotherapy, dialysis, etc.
  • Advanced vaccination
  • Advanced medicine
  • Doctor/medical expert’s consultation fees

Typically, most insurers in India cover expenses incurred within 60-90 days after hospitalisation.

If your health insurance plan does not cover the pre-and post-hospitalisation expense by default, here are five reasons why you must buy this coverage:

  • Under this cover, the insurance company reimburses the expenses you may incur before and after getting admitted to the hospital. To claim the amount, you submit the relevant bills and proofs. You can get reimbursement to a maximum limit of the sum insured, and you need not spend a single Rupee from your pocket.
  • If your insurer offers cashless hospitalisation facility, you can opt for the same at any of the network hospitals near your residence. You can get the best medical care without worrying about the cash crunch.
  • If your doctor prescribes you to get admitted for better recovery, you get admitted to any network hospitals and get the claim settled.
  • Some of the illnesses like cancer may require you to undergo various tests and other medical procedures before and after getting admitted to the hospital. With pre and post-hospitalisation cover at your disposal, you can get the full cost covered under the health insurance.
  • Having health insurance plans that cover pre-hospitalisation and post-hospitalisation expenses give you peace of mind knowing that you have sufficient financial protection during an emergency. The insurance plan will help you take care of the costs without draining your hard-earned savings.
Previous Article

Dental Care Matters

Next Article

Why It Is Important to Take Vitamins ...

0
Shares
  • 0
  • +
  • 0
  • 0
  • 0
  • 0

Related articles More from author

  • Health

    3 Steps to Living a Longer Life

    March 31, 2021
    By Mitchell Dante
  • Health

    Five Common Misconceptions Associated with Assisted Reproduction

    April 23, 2020
    By Mitchell Dante
  • Health

    The Top Benefits Of Home Health Care.

    May 19, 2020
    By Mitchell Dante
  • Health

    3 Cancers with the Lowest Survival Rates

    March 23, 2021
    By Mitchell Dante
  • Health

    Understanding the Difference Between Adult Care Services

    September 1, 2021
    By Mitchell Dante
  • Health

    Tips to Building your Dream Body for Men

    June 19, 2020
    By Mitchell Dante

  • Fitness

    Effectiveness of one-to-one personal training in fitness classes

  • Health

    Reasons to See an Orthopedic Doctor on Time

  • Health

    Bruxism Symptoms, Causes, And Treatment

  • Recent

  • Popular

  • Comments

  • Understanding the Difference and Similarities Between CRISPR Gene Editing and Epigenome Editing

    By Mitchell Dante
    June 16, 2022
  • The Advantages Of Using An Endoscope

    By Mitchell Dante
    June 2, 2022
  • How To Benefit From Chiropractic Adjustment

    By Mitchell Dante
    June 2, 2022
  • Battery Powered Mini Fridge: Medical Essentials Storage and Transport

    By Mitchell Dante
    May 1, 2022
  • Things to Consider Before Taking Up a Weight-Loss Regime

    By Mitchell Dante
    April 27, 2022
  • Understanding the Difference and Similarities Between CRISPR Gene Editing and Epigenome Editing

    By Mitchell Dante
    June 16, 2022
  • Dental Benefits Today and Tomorrow

    By Mitchell Dante
    September 5, 2019
  • Selecting a workout Program

    By Mitchell Dante
    September 6, 2019
  • Effective Fitness Advice for Women’s Health insurance and Weight Reduction

    By Mitchell Dante
    September 7, 2019
  • Isolation Versus Multijoint Exercises: The Pros and cons

    By Mitchell Dante
    September 8, 2019
  • News

    Understanding the Difference and Similarities Between CRISPR Gene Editing and Epigenome Editing

    Since 2012, when genetics scientists Jennifer Doudna and Sam Sternberg published their findings in Nature on Clustered Regularly Interspaced Short Palindromic Repeats, CRISPR has become a promising new tool to ...
  • Health

    The Advantages Of Using An Endoscope

    An endoscope is camera-equipped equipment that is generally thin and tubular. An endoscope is a device that allows us to look within our bodies. Doctors utilize it to examine patients’ ...
  • Health

    How To Benefit From Chiropractic Adjustment

    Do you often have neck, lower back pains, and other joint pains? Have you visited your regular doctor with no tangible results or constant discomfort? Hope is near with custom ...
  • Health

    Battery Powered Mini Fridge: Medical Essentials Storage and Transport

    A battery mini fridge is a great way to store and transport medical supplies. Whether you’re on the go and need to keep medications cold, or you need a place ...
  • Weight Loss

    Things to Consider Before Taking Up a Weight-Loss Regime

    You may want to drop weight for personal factors. Or you may require to reduce weight to boost your health and wellness It can reduce your danger of certain problems, ...

Recent Posts

  • Understanding the Difference and Similarities Between CRISPR Gene Editing and Epigenome Editing June 16, 2022
  • The Advantages Of Using An Endoscope June 2, 2022
  • How To Benefit From Chiropractic Adjustment June 2, 2022
  • Battery Powered Mini Fridge: Medical Essentials Storage and Transport May 1, 2022
  • Things to Consider Before Taking Up a Weight-Loss Regime April 27, 2022
  • Healthcare Case Management Software: How It Can Benefit Your Practice April 25, 2022
  • Learning More About the Smok Nord April 25, 2022
  • Altitude Sickness: All You Need To Know April 1, 2022

2022

  • + June (3)
  • + May (1)
  • + April (5)
  • + March (1)
  • + February (1)
  • + January (1)

2021

  • + December (1)
  • + November (3)
  • + October (3)
  • + September (3)
  • + August (1)
  • + July (4)
  • + June (3)
  • + May (5)
  • + April (1)
  • + March (8)
  • + February (4)
  • + January (6)

2020

  • + December (5)
  • + November (6)
  • + October (5)
  • + September (3)
  • + August (17)
  • + July (1)
  • + June (5)
  • + May (12)
  • + April (11)
  • + March (8)
  • + February (8)
  • + January (6)

2019

  • + December (13)
  • + November (7)
  • + October (11)
  • + September (10)
© 2020 Ksd Healthcare- All Rights Reserved.